Finance Associate

Company Description Rayal is a growing agricultural solutions company focused on high-performing corn and sunflower seed solutions, plant nutrition products, and farmer-focused support across Türkiye, the Middle East, and Africa. Founded in 2010, Rayal has built a diversified portfolio across corn, sunflower, vegetable seeds, crop protection, and specialty fertilizers, supported by strong international partnerships and long-standing customer relationships. Built on technical expertise, operational discipline, and a client-first approach, Rayal works closely with growers, partners, suppliers, and financial institutions to improve productivity, strengthen commercial execution, and support sustainable business growth. Role Description This is a full-time on-site role for a Finance Associate based in Istanbul. The Finance Associate will support Rayal’s financial visibility, cash discipline, treasury coordination, and operational control. The role will be responsible for cash flow tracking, receivables and payables monitoring, financial reporting, banking coordination, financing follow-up, and selected administrative obligations. Key responsibilities include preparing cash flow forecasts, monitoring liquidity and working capital, tracking customer and supplier balances, coordinating payment planning, supporting collections follow-up, and preparing management reports covering cash position, receivables, payables, FX exposure, loan exposure, and budget versus actual performance. The role will also support day-to-day communication with banks and financial institutions, assist with loan applications, credit facility renewals, financing documentation, guarantee tracking, and interest payment schedules. In addition, the position will help maintain finance-related data visibility in the ERP system, improve reporting accuracy, and support financial controls, approval workflows, and payment discipline. The Finance Associate will also follow up on key administrative contracts, recurring obligations, government incentives, subsidies, permits, licenses, and required documentation to support smooth business operations. This role requires close coordination with management, sales, logistics, accounting, banks, suppliers, and customers, combining hands-on financial tracking with structured reporting and proactive follow-through. Qualifications Turkish fluency required; English proficiency preferred Bachelor’s degree in Finance, Accounting, Economics, Business Administration, or a related field Experience in finance, treasury, accounting, banking coordination, or financial reporting Strong understanding of cash flow, working capital, receivables, payables, loans, and banking processes Ability to prepare financial reports, trackers, cash flow forecasts, and management summaries Strong Excel skills; experience with ERP systems is preferred Strong analytical skills with high attention to detail and accuracy Ability to follow up consistently across banks, customers, suppliers, and internal teams Good understanding of documentation, reconciliation, payment planning, and financial controls Ability to identify financial risks, cash shortages, overdue balances, process gaps, and reporting inconsistencies Strong communication, organization, and problem-solving skills Ability to handle confidential financial information with professionalism Experience with government incentives, subsidies, permits, licenses, or administrative contracts is a plus Agriculture, seed, fertilizer, trading, distribution, or family-business experience is a plus