Product Engineer (Software Engineer)

ABOUT THE ROLE This is a full-stack product engineering role at a consumer fintech company helping everyday people manage cash flow, access earned wages early, and build credit. You'll work closely with product, engineering, and business leaders to ship high-impact features directly improving users' financial wellbeing. WHAT YOU'LL DO • Build product features end-to-end, including domain models, business logic, and API integrations. • Drive deployment and iteration using a data-driven, incremental approach toward bold product milestones. • Use SQL and analytics tools to evaluate product and system performance regularly. • Test and debug complex state machines in an event-driven backend that relies heavily on pub/sub messaging. • Ship to production daily through a rapid CI/CD pipeline, owning implementations end-to-end and responding to production incidents as needed. WHAT WE'RE LOOKING FOR • 3+ years of experience building backend features end-to-end for production systems. • Proficiency designing and consuming RESTful APIs, including authentication, authorization patterns, and rate limiting. • Experience with event-driven architectures and message queues such as Kafka, Pub/Sub, or similar. • Experience with relational databases (PostgreSQL or MySQL), including data modeling and query optimization. • Hands-on experience with CI/CD pipelines, version control, automated testing, and code review processes. • Experience developing consumer-facing products (not exclusively B2B). • Experience debugging complex state machines in event-driven systems. • Strong computer science fundamentals: algorithms, data structures, and system design. • Meaningful experience at an early-stage startup or high-growth environment (not exclusively large enterprise or Big Tech). • Experience with Go (golang) deployed on GCP is a plus. • Must be based in, or willing to relocate to, San Francisco or Seattle for in-person work. COMPENSATION & BENEFITS Salary range: $120,000 to $200,000 USD annually. Visa sponsorship is available. LOCATION On-site in San Francisco, California (Seattle also considered). This is not a remote role.